About Us

Guaranteed Payday Loans is a referral service that cooperates with online US lenders. This referral service offers guaranteed payday loans even if you have a bad credit history. Our lenders guarantee no credit check. The company is officially recognised to work on the territory of the United States except for the following states:

clear Arkansas;

clear West Virginia;

clear New York;

clear Vermont.

Our company offers loans for up to $1,000. Every lender may require additional terms to increase the loan amount.


check Quick processing on the application

Although many banks have already reduced the processing time for a loan application, in most cases, new customers will have to wait at least 24 hours. The fastest way is to address our online referral service. Usually, processing takes several minutes, you will find out if you are approved for a loan.

check Funds transferral within 24 hours

The transfer of funds does not take all of time. Immediately after the application approval, the money will be on your banking account. Money transferral through banking takes a little more time.

check The ability to apply for a loan from any location

The rapid development of the Internet in recent years has greatly simplified our lives. Taxi ordering, utility bills, food delivery and many other services have become faster and more convenient. This also applies to getting loans. In online lending services, an application can be filled out in 5 minutes and almost immediately learn about the decision. In this case, you do not need to go anywhere, you only need access to the Internet. The application can be sent from a smartphone, tablet or computer.

check Transparent and understandable terms

Our online referral service immediately knows how much it will cost to get a loan. You choose the required amount and term on the website and immediately see how much the overpayment will be. That is, even before applying for a loan, you will know the amount of all payments.

check You can get a loan even with bad credit history

During the 2014 crisis, banks have seriously tightened their assessment of clients, and many still lend only to repeat borrowers. The most common reason for refusal is information from the credit history. Banks often refuse such clients. On the other hand, our lenders know how to work with them.

check Possibility to fix bad credit history

Another advantage of our company is that small loans can be used to correct it. If you have a bad credit history, you will most likely not be able to get money from a bank, but it is possible from our company. After you have received and repaid several loans on time, the chances of getting a large amount from the bank will increase, as this will positively affect your credit history.

check No package of documents required

You will not need income certificates, pension certificates, etc. The main difference from banks here is that you need only your ID.

check Simple application form to fill out

An application form has a short questionnaire that takes a few minutes to fill out. Typically, there is contact information, ID details, and information about income and employment.

check No guarantors and collateral needed

Most referral services do not require either guarantors or collateral because they quickly make a decision to approve a loan, without making unnecessary requirements.

check No additional fees

Companies do not charge additional fees for using the loan. Clients pay only the interest accrued under the contract.

check Simple repayment scheme

For payday loans, the repayment schedule is as simple as possible: after the expiration of the loan term, or earlier, you need to return the entire amount at one time. That is, what the client received from online lenders and the accrued interest.